The highways of New York are filled with all types of motor vehicles, including large commercial trucks. If a truck hit your passenger car, you may have sustained serious physical injuries as well as a lot of expensive damage to your vehicle. These unexpected expenses are hard for most people to afford, so you might want to file an accident claim for compensation.
Truck accident claims can be complicated
After a truck accident, an injured victim may not understand how to pursue compensation. Unlike regular car accident claims, there are likely to be several people and companies liable for the truck accident. Truck accident claims also involve federal trucking regulations, which differ from state driving laws.
Most passenger car drivers do not have extensive knowledge of the trucking industry and how it works, so the prospect of filing a claim against a trucking company can be daunting. Another aspect of a truck accident claim that most people are not prepared for is dealing with the trucking company’s insurance provider.
Truck insurers will not go easy on you
Truck insurance is different from passenger car insurance, and it’s important to be aware of that before you agree to any settlement offers. The insurance companies that work for the trucking industry fight hard for their clients’ best interests, not the victims’ best interests. If you receive a quick offer to settle after a truck accident, it’s probably because the trucker’s insurance company is trying to avoid paying for the full cost of your damages.
Get people on your side
Worrying about how to file a personal injury claim can be stressful, especially while you are healing from serious injuries. A lawyer who is experienced with truck accident claims may be able to work on your behalf to negotiate an appropriate settlement. To get you the most compensation for your injuries, a lawyer may thoroughly document all of your expenses so that the full financial toll of the accident can be included in your claim.